Free for REIs. No monthly fees, no subscription costs. You get full access to project management tools, banking features, automated draw requests, and your InstaFi Score.

Zero minimums. No minimum balance requirements, no minimum transactions, no minimum deposits. Whether you're between projects or juggling ten, your account stays active and fee-free. Use it when you need it.

Dramatically. Traditional draws take 3-16 days. With InstaFi, lenders see your spending in real-time, so draws can be approved in real-time. No more photographing receipts or filling out forms - just spend on your InstaFi card and the system handles everything. Most users can see up to 75% faster funding cycles.

Every InstaFi account includes business checking with 4.20% APY on deposits (10x traditional banks) and a rewards card earning up to 2% cash back or points on all project spend. That's $2,000 back on every $100K spent. Instant contractor payments, separate project accounts, and automatic expense categorization for taxes. All FDIC insured up to $210M.